Refer a Business

Refer & Earn

We provide a simple, flexible and smarter online invoice finance/factoring solution to help your clients obtain working capital to support their growth. We offer commission for referrals. Help fellow businesses get started!

Standard Referral

Earn RM300

Do you know someone who could benefit from CapitalBay? One of the best compliments you can give us is a referral! Simply get a new business to come onboard and we’ll reward you.

Eligibility Criteria

  • Malaysian registered company
  • At least 1-year in operation
  • Have corporate buyers or contract awarders with an annual turnover of RM 100 million or more
  • Not in liquidation, insolvent

How it works

  • Fill up the Referral Form to send us your name and the name of the person you would like to refer to us
  • A friendly expert will reach out to see if CapitalBay is a good fit
  • For every new business referred who transacts and becomes a successful paying customer on CapitalBay platform, you’ll get RM 300

Go Beyond the Standard

Be an Introducer

We work with our partners across Malaysia to help businesses fund their cash flow gaps and reduce cash flow stress. Through our Platform and proprietary data-driven algorithm focusing on past transactional data, we are able to minimise risks to accurately and affordably price our financing products.

A Bigger Appetite

Our Introducer program is designed to compensate those that refer business our way on more than just a one-time basis. Introducers work very closely with us on a longer term.


To find out more, indicate your interest and email us at [email protected]

Network Effect

As a partner, your clients are likely to also be your work relations, your own suppliers or buyers, or corporations run and owned by those around your business network. The improvement of capital cash flow affects not just two parties, but the entire supply chain, including your own business.


To speak to a friendly expert, dial our helpline at +6018 7777 000.

C-05-01, 5th Floor, Block C, Wisma TT, No. 1, Jalan PJS 8/15, Dataran Mentari 46150 PJ, Selangor, Malaysia

Bay Group Holdings Sdn Bhd (1189545-D)

+6018 7777 000 (Investors)

+603 5623 8921 (Business)

[email protected]