Join Institutional Funders Earning Solid Returns by Financing Growing Businesses

You and I, as Retail Investors can too start to invest via CapitalBay’s Peer-to-Peer Financing Platform. Your investment will be used to fund small businesses in Malaysia via our invoice financing program.

Invest Alongside Banks

Access high quality financing deals which were only available to financial institutions previously. CapitalBay leverages on leading technology to develop its proprietary borrower risk scoring model. Since its launch, CapitalBay's data-driven approach has kept its default rate near 0%

Safe Asset Class with Attractive Returns

Supply Chain Finance assets are inherently attractive to investors as the transactions are short term, self-liquidating and trade-related. Our financing deals are backed by invoices owed by reputable buyers (eg. MNC, GLC or PLC). Invest and earn up to 14% p.a. stable returns on this new and safe asset class in Malaysia

Easy to Diversify

Diversify across financing note types, issuers and sectors easily with our Auto-Invest Feature. This auto-bot automatically places your available funds in financing deals that fit your risk appetite. It also allows you to limit the maximum exposure in one borrower or note. Reduce the impact of any single note loss and earn great returns.

We are opening up our P2P Investment Platform for early access by the end of this year and are accepting registrations now. Early birds get a chance to be invited to participate in the early access program. Register your interest now~

Why CapitalBay

Solid Track Record

Since starting operations in Q4 2017, CapitalBay has financed 2,000 B2B transactions worth over RM 90 million with no loan loss

Transparent & Trustworthy

Your investment funds are held in Investor Trust Account managed by Malaysian Trustees Berhad (MTB), a licensed trust company in Malaysia

Strong Borrower Screening

Every borrower at CapitalBay goes through a strong screening process of over 2,000 data points through our proprietary risk algorithms
How It Works