CapitalBay – Conversation with Co-founder Xing Xian

CapitalBay – Conversation with Co-founder Xing Xian


CapitalBay is a multi-bank supply chain finance startup. They are here to help your business unlock cash flow. If you run a business, you probably hate having to wait for 30 to 90 days just to collect your invoice payments after delivery. You want to get cash, now. On the other hand, you also hope that your suppliers ask for cash immediately but would rather give you another 90 days to pay.


CapitalBay is set up to help businesses do exactly that. If you are a supplier, they pay you cash first so you don’t have to wait for your customers to pay you. Alternatively, if you are a customer, they will pay your suppliers first so that you don’t have to pay that soon. Thus, they help your business extend your cash flow, allowing you to do more and bigger business, without having to be constraints by insufficient working capital.
Ang Xing Xian, CEO and Co-founder of Capital Bay with Zackrey Zainol, Marketing Manager of Capital Bay in this episode of eFM Startup Talk unlocks the secret to successful cash flow for businesses. As they tell stories about challenges as a fintech startup, especially to navigate on the regulatory in Malaysia, that hasn’t stop Xing Xian to move the big rock.


Listen to eFM startup talk here.

By CapitalBay