CapitalBay’s clients and their results are the best proof that our methodologies work. But we’ve also received numerous awards and praise from the media and our peers.
Seize Every Opportunity to Grow with Smart Financing
Discover short-term business financing options you never knew existed to help finance your rapid growth smarter without all the hassle.
We have a simple cost structure, you know what you truly pay for with no hidden or commitment fee
We offer flexible repayment options with no early payment penalty
Businesses do not have to offer any asset or pledge collateral to borrow against
Innovative Products Offered
Turn Invoices into Immediate Cash at a Small Discount
- Are you waiting for payments from your customers after delivery of goods or services?
- You can turn your receivables into immediate cash with our invoice financing program
Purchase Order Financing
Financing to help you complete your order
- Are you looking for financing to complete a purchase order from your customer?
- You can finance the purchase order with our purchase order financing program
Financing to purchase inventory
- Are you expecting a seasonal sales spike and is in need to stock up your inventory?
- You can finance your purchase of stock with our inventory financing program
Hassle-free application and easy set-up. Quick funding decision with money in your account as fast as 24 hours
Numerous sources of liquidity, multi-bank for your buck. Know all costs upfront and pay upon use only
Borrowing based on your customer's creditworthiness. Ensuring deserving businesses with less favourable credit score can access financing
You and your customer are Malaysian registered businesses
You have been in operation for 1 year
How It Works
Indicate your Interest
Indicate your interest through our Get a Quote Form in less than 3 minutes
Application & Approval
Our specialist will be in touch with you on the financing details and application process. Wait for approval after submission of your financing application (within 5 business days).
After approval, we will create an account for you on our digital platform. Submit your request for financing, view request status and manage them via our digital dashboard.
Depending on the type and structure of the financing program, you can get your funds in your bank account as quick as 24 hours.
What Clients Say About Us
Speak to Our Specialist
Not sure which financing product is suitable for you?
Speak to Us. Our friendly cash flow specialist will advise you based on your financing needs.
Refer a Business
Earn Upsized referral bonus of RM300 RM1,000
*limited time only until end of October 2019!
Do you know someone who could benefit from CapitalBay’s financing program? Simply get a new business to come onboard and we’ll reward you. We will also be giving out an additional bonus of RM2,000 if you successfully refer at least 3 businesses by October 2019.
- Fill up the Referral Form below
- A friendly expert will reach out to the referred person to see if CapitalBay is a good fit
- You’ll be rewarded with RM300 RM1,000 for every successful referral
- Malaysian registered business;
- At least 1 year in operation;
- Have mid-to-large corporate customers; and
- Not in liquidation or insolvent.