We help individual & institutional investors build the perfect portfolio by investing in financing notes that are backed by trade receivables. An asset class with high yields and low volatility.
Invest Now


We provide SMEs access to a range of smart financing solutions such as purchase order financing, invoice factoring, inventory financing and working capital financing.
Borrow Now


We produce tremendous value for financial institutions, asset managers and financial advisors. Be a partner and help institutional clients unlock cash flow or new investment opportunities.
Partner Now
An Award Winning Supply Chain Finance Company
We are proud to have had our company’s achievement recognized by the financial industry.

Why CapitalBay


We invest heavily in AI technology development and data analytics. Adopting data-driven insights & other key industry-specific elements to generate sophisticated credit-scoring.

Trade-Related Assets

We help facilitate deployment of capital into the real economy sector as SME financing requests are triggered by trade events.


We have an innovative open bank-independent structure and the ability to bring in additional peer-to-peer investors to cover a wide range of supply chain financing requests.
Financing Growth the Smarter Way


The investing & financing process is fast, simple and all done online


Quick approvals and set-up


Innovative product solutions customised for your financial needs


No hidden charges. Know all costs upfront and pay upon use only


Nation-building powered by the people and supported by institutions
Total Funded
Underserved SMEs
What Clients Say About Us

CapitalBay’s clients and their results are the best proof that our methodologies work. But we’ve also received numerous awards and praise from the media and our peers.

Featured In
Our Supporters
Media Mentions
Read Our Latest News

Investing & Financing news chatter from Capitalbay.

Refer a Business

Earn Upsized referral bonus of RM300 RM1,000

*limited time only until end of October 2019!
Do you know someone who could benefit from CapitalBay’s financing program? Simply get a new business to come onboard and we’ll reward you. We will also be giving out an additional bonus of RM2,000 if you successfully refer at least 3 businesses by October 2019.
  • Fill up the Referral Form below
  • A friendly expert will reach out to the referred person to see if CapitalBay is a good fit
  • You’ll be rewarded with RM300 RM1,000 for every successful referral
  • Malaysian registered company;
  • At least 1 year in operation;
  • Have mid-to-large corporate customers; and
  • Not in liquidation or insolvent.